Sensible Weather rolls out high-heat insurance

The Future. People typically take a vacation to experience unique weather (the beach, mountains, desert, etc.). But with climate change here, insurance companies like Sensible Weather are coming in to protect against potential extremes. As long as climate change continues to pose a threat, expect every traveler to put these insurances at the top of their packing list.

Sweat premium
Insurance is so hot right now.

• Sensible Weather’s “weather guarantees” are essentially travel insurance for climate — you can get protection on an event ticket or lodging reservation in case inclement weather disrupts your plans.
• Plans typically cost between 8 and 12% of a customer’s total booking price.
• For example, a customer who books three nights at a campsite in Yosemite National Park for $250 would pay $25 (10%) for protection, which would entitle them to a refund if it rained for more than three hours per day during their stay.

Sensible Weather has already signed up several partners, including waterparks, resorts, and outdoor companies. It also struck a deal with the PGA and its golf facilities.

No one wants a thunderstorm ruining their tee time.